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Welcome to Marieke Bos´s homepage
Marieke Bos Marieke Bos
Swedish Institute for Social Research (SOFI)
Stockholm University
SE-10691 Stockholm

Phone: +46 8161920
Fax: +46 8 154670
E-mail: marieke.bos(at)

12 July 2012: The Alfred P. Sloan Foundation together with The Russel Sage Foundation awarded a research grant for our solution to their “Smart Disclosure Research and Demonstration Design" challenge.

June 2012: I will be a visiting Scholar at SIFR, the institute for financial research, from August 2012 onwards, located within
the Swedish House of Finance, Stockholm School of Economics , Stockholm.

5 Dec 2011: I received a SEK 3 million research grant from Vinnova
for our project titled: "The influence of information, competition and cognitive abilities on consumers credit decisions"

26 Sept 2011: Our research on the removal of negative information from consumers credit reports is mentioned in the press American Banker


Thursday November 7th, 2013: "Smart Disclosure in the Consumer Credit Market" BrownBag Seminar: Swedish House of Finance , Stockholm, Sweden

Thursday September 19th, 2013::, "Should Defaults Be Forgotten? Evidence From Quasi-Experimental Variation" EIEF: European Conference on Household Finance , Rome, Italy

Friday June 28th, 2013:, "Old Habits Die Hard; Pawn and Mainstream Credit" IBEFA; Household Finance Session I and II , Seattle, USA

Friday September 28th, 2012:, "Should Defaults Be Forgotten? Evidence From a Mandated Removal" , FDIC; 2nd Annual Consumer Research Symposium , Washington, USA

Friday April 27th, 8:30-14:00, 2012, "The influence of information, competition and cognitive abilities on consumers credit decisions", National Symposium on Consumers' financial Services, Stockholm, Sweden

Curriculum Vitae
CV; Marieke Bos

Research Interests
Household finance, Banking, Alternative credit, Applied Microeconomics

Ph.D., Economics, Stockholm University, 2010
M.Sc., Economics, University of Amsterdam, 2001

Short Bio
Marieke is a visiting scholar at SIFR, the institute for financial research, located within the Swedish House of Finance. Her post-Doc position is financed through grants from FAS and Vinnova. She also holds a visiting scholar position at the Federal Reserve Bank of Philadelphia, Payment Card Center.
Marieke received her Ph.D. from Stockholm University in November 2010. During the academic year 2008-2009 she visited the research department of the Federal Reserve Bank of Philadelphia and Sveriges Riksbank. After her Masters she worked for two years for the Ministry of Economic Affairs in Holland and for a micro-finance project AFET, in West-Africa. Marieke's research focuses mainly on issues within the field of Household finance.

Working papers

1. Should Defaults be Forgotten? Evidence from Quasi-experimental Variation
(with Leonard Nakamura)(to be submitted again at the Journal of Finance)

2. Rationality in the Consumer Credit Market: Choosing between Pawn and Mainstream Credit
(with Sumit Agarwal)(submitted)

3. Pawn Broking in the US and Europe, an overview
(with Paige Skiba and Susan Carter)(submitted)

Work in Progress

1.Bos Marieke., Ronel Elul and Leonard Nakamura (2013) Old Habits Die Hard: Pawn and Mainstream Credit Evidence from a natural experiment in the timing of mainstream credit access. mimeo

2.Agarwal Sumit, Bos Marieke.and Kasper Roszbach (2013) Smart Disclosure and Direct Competition in the Consumption Credit Market. mimeo

3. Agarwal Sumit, Bos Marieke and Kasper Roszbach (2013) Do consumers Optimize their Credit portfolio? Mimeo

4. Distance and Credit; New Evidence how Consumers Optimize their Choice.
(with Sumit Agarwal)

My three favorite guys
Kasper Samuel & Levi Roszbach

My favorite waste of time
Slate's Cultural Gabfest, Slate's Political Gabfest, The Moth, Radiolab, This American Life, The New Yorker

Other links

The Swedish Pawnbrokers Association and Pantbanken Sverige

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